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How to get Salary advance from GT Bank Using USSD

Last updated on April 14, 2018 By editor 28 Comments

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How to get Salary advance from GT Bank Using USSD. Guaranty Trust Bank Salary Advance using USSD Code and without internet on Your Mobile Phone

GTBank

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  • Requirement and Eligibility for GTBank Salary Advance
  • How to Get Salary Advance Using USSD

Requirement and Eligibility for GTBank Salary Advance

  • You must have your salary account with Guaranty Trust Bank (GTBank)
  • Minimum monthly salary for an employee in the public sector (Government) must be 25, 000 Naira.
  • Minimum monthly salary for an employee in the private sector must be 50, 000 Naira
  • The maximum amount you can lend must not exceed your salary in addition to 50% of your salary. For example, If you earn 100,000 Naira monthly, You can only lend a maximum of 150,000 Naira
    Maximum payback time is One Year (365 Days).
  • Reserved interest rate chargeable on the Borrower's account shall be the Bank's prime lending rate from time to time.
  • Interest will be charged on all amounts owed by borrower

The salary advance provides you with up to 50% of your monthly salary as an advance to meet your urgent financial needs. The processes listed below will guide you on How to salary advance of up to 50% of your monthly salary to GT Bank account Using USSD Code :

How to Get Salary Advance Using USSD

Dial *737*8*2#, then follow other instructions made available to you.
Hope with this, you have learnt How to get Salary advance from GT Bank Using USSD Using USSD Code with any phone.
Please share and like below, also comment below for any problem faced or encountered.

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Reader Interactions

Comments

  1. Solomon David says

    December 8, 2017 at 5:42 pm

    I have request for salary advance using the USSD code and after putting my ATM code but no response till now

    Reply
    • editor says

      December 8, 2017 at 8:14 pm

      You need to have a salary account holder with GT Bank and you can only get up to 50% of your monthly salary as an advance to meet your urgent financial needs.

      Reply
  2. Solomon David says

    December 8, 2017 at 5:44 pm

    how long will it take before getting the salary advance using USSD code

    Reply
    • editor says

      December 8, 2017 at 8:15 pm

      The Bank will get back to you provided you have a salary account with them.

      Reply
  3. Abubakar Darda'u says

    December 9, 2017 at 7:26 am

    I’ve learnt that only current account holders are entitled to GT Bank advance salary. Also one cannot get any amount he feels like, it must actually be up to 50% of his salary.

    Reply
    • editor says

      December 9, 2017 at 7:54 am

      Thanks for this feedback Abubakar and for the clarification

      Reply
  4. Abbas says

    March 16, 2018 at 2:08 pm

    I applied and got my salary advance within 3minutes.

    Gtb is great!

    Reply
    • Aliu says

      April 11, 2018 at 8:10 pm

      Hw do u apply

      Reply
  5. JAMIU JIMOH says

    April 2, 2018 at 4:16 pm

    SO SOMEONE OPERATING SAVING ACCT. CAN’T REQUEST FOR SALARY ADVANCE?

    Reply
    • editor says

      April 2, 2018 at 5:18 pm

      Yes, except it is a salary earning account.

      Reply
  6. Musa says

    April 3, 2018 at 10:45 pm

    I applied for salary advance using the code. They debited N20 from my account yet they haven’t credited me. It’s more than 24 hours now

    Reply
    • editor says

      April 4, 2018 at 8:04 am

      The 20 Naira is for USSD transaction. Please give 48 hours, if you are sure the phone number is connected to your salary account.

      Reply
  7. kunbi says

    April 4, 2018 at 2:40 pm

    How much interest will I be charged if i apply for 20,000?

    Reply
    • sammy says

      April 14, 2018 at 5:27 am

      Editor pls reply this question

      Reply
  8. Idris says

    April 12, 2018 at 7:59 pm

    what’s the interest rate on the gtb salary advanced loan. pls, explain.

    Reply
  9. yao says

    April 13, 2018 at 2:23 am

    i’am very disapointed of gtbank other bank like sterling bank have a sevice in point for the salary advance why gtbank do this to us

    Reply
    • editor says

      April 13, 2018 at 12:53 pm

      Please be patient, maybe they are performing an upgrade or you could contact their customer service. Thanks

      Reply
  10. Marvins Daniel says

    April 13, 2018 at 12:39 pm

    I Requested for salary and i was debited 20.00 and yet to get the salary through USSD code.Formerly,it used to less dan a minutes.
    what now went rong with GTB

    Reply
    • editor says

      April 13, 2018 at 12:52 pm

      Please be patient, maybe they are performing an upgrade or you could contact their customer service. Thanks

      Reply
  11. Marvins Daniel says

    April 13, 2018 at 3:17 pm

    they have credited it now

    Reply
  12. sammy says

    April 14, 2018 at 5:29 am

    Editor what is the interest % for salary advance….

    Reply
    • editor says

      April 14, 2018 at 11:50 am

      The interest rate will be between 18% to 25% depending on the Bank’s prime lending rate which changes from time to time.
      You can contact the banks’ customer service for more information.
      Thanks and sorry Sammy for quickly replying.

      Reply
  13. Sunny says

    April 16, 2018 at 4:34 pm

    I have a salary account with Gtb, and i followed the USSD code for a 50% salary advance but the answer i got is null, what does that mean.

    Reply
    • editor says

      April 16, 2018 at 5:29 pm

      GTB might be upgrading the system, contact the bank’s customer service for advice.

      Reply
  14. Kennedy oghenemaro imoniose says

    April 19, 2018 at 8:53 am

    I have a savings account salary account with gtb and often times I had tried to request for salary advance both the used n internet banking but are not working. Please advice

    Reply
    • editor says

      April 19, 2018 at 9:46 am

      It seems the bank is performing an upgrade, please can you contact the customer service in the branch close to you.

      Reply
  15. Module Bunmi Noel-Onukogu says

    April 19, 2018 at 6:16 pm

    Applied for salary advanced, got a cannot be processed message and was still charged #20 why?

    Reply
    • editor says

      April 19, 2018 at 8:13 pm

      Please contact customer care, it seems they are upgrading the service.

      Reply

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