How to get Salary advance from GT Bank Using USSD. Guaranty Trust Bank Salary Advance using USSD Code and without internet on Your Mobile Phone
Requirement and Eligibility for GTBank Salary Advance
- You must have your salary account with Guaranty Trust Bank (GTBank)
- Minimum monthly salary for an employee in the public sector (Government) must be 25, 000 Naira.
- Minimum monthly salary for an employee in the private sector must be 50, 000 Naira
- The maximum amount you can lend must not exceed your salary in addition to 50% of your salary. For example, If you earn 100,000 Naira monthly, You can only lend a maximum of 150,000 Naira
Maximum payback time is One Year (365 Days). - Reserved interest rate chargeable on the Borrower’s account shall be the Bank’s prime lending rate from time to time.
- Interest will be charged on all amounts owed by borrower
The salary advance provides you with up to 50% of your monthly salary as an advance to meet your urgent financial needs. The processes listed below will guide you on How to salary advance of up to 50% of your monthly salary to GT Bank account Using USSD Code :
How to Get Salary Advance Using USSD
Dial *737#, then press 10 to go to the next page, then press 3 for salary advance, then follow other instructions made available to you.
How to Check Loan Balance
Dial *737#, then press 10 to go to the next page, then press 4 for Loan balance, then follow other instructions made available to you.
Hope with this, you have learnt How to get Salary advance from GT Bank Using USSD Using USSD Code with any phone.
Please share and like below, also comment below for any problem faced or encountered.
Sanni Abdulkadeem says
Please why do I keep getting the feedback “you have no salary within the last 2 months” each time I attempt to access the gtbank quick loan service?
TechNDevice says
Is your salary been paid to GTBank? If it is, visit a bank to resolve the issue and the salary advance realtime.
Solomon says
pls if i correct 50.000 naira how much will i pay every month pls
Editor says
Please visit a bank branch to get a deal.
Dare Adeloye says
Please, what is the code that can be dialed to check my loan balance. Urgent Please!!
Editor says
Please visit a branch to get this. Thanks
Patrick Ali says
Good morning.plz what is salary account?
Thanks
Editor says
The Account wherein you receive your salary or monthly allowance.
Ahmed Fili says
Hi, kindly help me on how to know my loan balance.
Editor says
Please visit a bank branch close to you to inquire on this.
Anonymous says
Please I need a code for the payment of the loan I collected. I want Gtbank to deduct everything from my savings including the interest. I need the code
Anonymous says
Lol
Anonymous says
Me too need the code for deduct
John says
Is there any message from gtb if the loan has been deducted
dada olutunde says
Pls I have a outstanding loan of 8thousand+ and I wish the bank to deduct all the outstanding.. Although I normally pay back with 4500 monthly,pls wat can I do to deduct the all the outstanding..thank you
odetola kazeem adewale says
i will glad if my request would be considered.
vincent eric kemepade says
i am trying to get salary advance but it’s telling null what could be the course?
christy says
I apply but they are telling me to open
current account or internet banking and I have current account. why the options.
Aisha said says
How can i pay salary advance? I really want to pay back
Agbo Ben says
I apply for salary advance, I was replied that my no account is funded for the request amount that I should fund my account. what does that mean?
Agbo Ben says
I apply for salary advance, I was replied that no account is funded for the request amount that I should fund my account. what does that mean?
Modu kura kolo says
I tried to apply for salad, I was asking to provide PIN, I entered my ATM pin but was told INVALID pin. Could I pls know which pin required..?
Wisdom says
I think is OTP Pin
SOLA says
i want to apply for salary advance of 200,000 at 1.75% payable in 12 months.
Can below be the possible repayment plan?
MONTH LOAN RATE INTEREST REPAYMENT
1 200,000.00 1.75% 3,500.00 20,166.67
2 1.75% 3,500.00 20,166.67
3 1.75% 3,500.00 20,166.67
4 1.75% 3,500.00 20,166.67
5 1.75% 3,500.00 20,166.67
6 1.75% 3,500.00 20,166.67
7 1.75% 3,500.00 20,166.67
8 1.75% 3,500.00 20,166.67
9 1.75% 3,500.00 20,166.67
10 1.75% 3,500.00 20,166.67
11 1.75% 3,500.00 20,166.67
12 1.75% 3,500.00 20,166.67
# TOTAL 21.00% 42,000.00 242,000.00
Thanks.
SOLA says
Hello,
i want to apply for salary advance of 200,000 at 1.75% payable in 12 months.
Can below be the possible repayment plan?
MONTH LOAN RATE INTEREST REPAYMENT
1 200,000.00 1.75% 3,500.00 20,166.67
2 1.75% 3,500.00 20,166.67
3 1.75% 3,500.00 20,166.67
4 1.75% 3,500.00 20,166.67
5 1.75% 3,500.00 20,166.67
6 1.75% 3,500.00 20,166.67
7 1.75% 3,500.00 20,166.67
8 1.75% 3,500.00 20,166.67
9 1.75% 3,500.00 20,166.67
10 1.75% 3,500.00 20,166.67
11 1.75% 3,500.00 20,166.67
12 1.75% 3,500.00 20,166.67
# TOTAL 21.00% 42,000.00 242,000.00
Thanks.
Nonso says
I applied for it but it’s telling me the amount I requested is higher than my eligible amount of 0 naira, Why? I also checked the requirements, I’m eligible.. My colleagues also use them and it’s not saying the same thing why is my own different
Editor says
Please visit a branch (Customer care) close to you and they will proffer a quick and fast solution to your problem.
Edeh tochukwu says
I applied for a salary advance of#17000 while I was still having #16900,I was credited the #17000- some accrued interest and then checked my balance only to see #17900,what happened to my former balanc