How to get Salary advance from GT Bank Using USSD. Guaranty Trust Bank Salary Advance using USSD Code and without internet on Your Mobile Phone
Requirement and Eligibility for GTBank Salary Advance
- You must have your salary account with Guaranty Trust Bank (GTBank)
- Minimum monthly salary for an employee in the public sector (Government) must be 25, 000 Naira.
- Minimum monthly salary for an employee in the private sector must be 50, 000 Naira
- The maximum amount you can lend must not exceed your salary in addition to 50% of your salary. For example, If you earn 100,000 Naira monthly, You can only lend a maximum of 150,000 Naira
Maximum payback time is One Year (365 Days). - Reserved interest rate chargeable on the Borrower's account shall be the Bank's prime lending rate from time to time.
- Interest will be charged on all amounts owed by borrower
The salary advance provides you with up to 50% of your monthly salary as an advance to meet your urgent financial needs. The processes listed below will guide you on How to salary advance of up to 50% of your monthly salary to GT Bank account Using USSD Code :
How to Get Salary Advance Using USSD
Dial *737*8*2#, then follow other instructions made available to you.
Hope with this, you have learnt How to get Salary advance from GT Bank Using USSD Using USSD Code with any phone.
Please share and like below, also comment below for any problem faced or encountered.
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Solomon David says
I have request for salary advance using the USSD code and after putting my ATM code but no response till now
editor says
You need to have a salary account holder with GT Bank and you can only get up to 50% of your monthly salary as an advance to meet your urgent financial needs.
Solomon David says
how long will it take before getting the salary advance using USSD code
editor says
The Bank will get back to you provided you have a salary account with them.
Abubakar Darda'u says
I’ve learnt that only current account holders are entitled to GT Bank advance salary. Also one cannot get any amount he feels like, it must actually be up to 50% of his salary.
editor says
Thanks for this feedback Abubakar and for the clarification
Abbas says
I applied and got my salary advance within 3minutes.
Gtb is great!
Aliu says
Hw do u apply
JAMIU JIMOH says
SO SOMEONE OPERATING SAVING ACCT. CAN’T REQUEST FOR SALARY ADVANCE?
editor says
Yes, except it is a salary earning account.
Musa says
I applied for salary advance using the code. They debited N20 from my account yet they haven’t credited me. It’s more than 24 hours now
editor says
The 20 Naira is for USSD transaction. Please give 48 hours, if you are sure the phone number is connected to your salary account.
kunbi says
How much interest will I be charged if i apply for 20,000?
sammy says
Editor pls reply this question
Idris says
what’s the interest rate on the gtb salary advanced loan. pls, explain.
yao says
i’am very disapointed of gtbank other bank like sterling bank have a sevice in point for the salary advance why gtbank do this to us
editor says
Please be patient, maybe they are performing an upgrade or you could contact their customer service. Thanks
Marvins Daniel says
I Requested for salary and i was debited 20.00 and yet to get the salary through USSD code.Formerly,it used to less dan a minutes.
what now went rong with GTB
editor says
Please be patient, maybe they are performing an upgrade or you could contact their customer service. Thanks
Marvins Daniel says
they have credited it now
sammy says
Editor what is the interest % for salary advance….
editor says
The interest rate will be between 18% to 25% depending on the Bank’s prime lending rate which changes from time to time.
You can contact the banks’ customer service for more information.
Thanks and sorry Sammy for quickly replying.
Sunny says
I have a salary account with Gtb, and i followed the USSD code for a 50% salary advance but the answer i got is null, what does that mean.
editor says
GTB might be upgrading the system, contact the bank’s customer service for advice.
Kennedy oghenemaro imoniose says
I have a savings account salary account with gtb and often times I had tried to request for salary advance both the used n internet banking but are not working. Please advice
editor says
It seems the bank is performing an upgrade, please can you contact the customer service in the branch close to you.
Module Bunmi Noel-Onukogu says
Applied for salary advanced, got a cannot be processed message and was still charged #20 why?
editor says
Please contact customer care, it seems they are upgrading the service.
Godwin says
please, I requested for a salary advance loan but d message I got is null. what does that mean.
OTUYEMI, T. S. says
Please I requested for a salary advance loan and the reply I got is null. What does that mean?
Chisom says
How do I pay back loan? I thought it would be debited the moment I get my salary but it was not.
editor says
Please contact the bank
Oluranti says
I tried to obtain salary advance but it was saying null and also I couldn’t use the app too.
Emeka says
I have a salary acc with GTB, when i apply for salary advance using the ussd, all i got was null. I went to the nearest branch to complain, still d same, help me out
editor says
Please contact their customer care, it seems they are having a little bit of issue (NOTE: Provided you meet the require guidelines and rules listed above.)
Xrystal says
How do u pay back? Can’t find the option anywhere.
editor says
It is to be removed as your salary is paid.
Daniel says
Please how do i payback
editor says
It will be removed from your salary automatically based on the agreement you have signed with GTBank.
Omoshola says
Please the new code for salary advance please the *737*8*2# is not going
Telling me I have a salary advance on my acct and it as been deducted already
editor says
That is the code. *737*8*2#, use from phone number you receive alert for your salary. Thanks
Tommy Josh says
I have requested for a salary advance since morning. but till now I have not been credited.. and I am being debited 20 naira.. how does it works..
editor says
Please do contact the customer care or customer service.
segun says
please if I want to pay my loan back at once, how do I go about it? And will I get another loan immediately?
editor says
It will be removed automatically as your salary is paid.
editor says
Please do contact the customer care or customer service.
yusuf says
I earn 44k as salary does that mean I am not qualified for dis salary advance?
editor says
Do you in a private or public sector?
For private sector, minimum salary 50,000 Naira
For public sector, minimum salary is 25,000 Naira
Kenneth Nkwocha says
I have been using GTB saving account as my salary account. Each time i try applying for salary advance it keeps saying am not eligible. Please what can i do in this case?
editor says
Please do check if you meet the criteria stated above. Thanks
editor says
Please do contact the customer care or customer service.
adeyinka says
the code is not working for me, please I need your help on the salary advance loan
editor says
Please if you meet the criteria above and it is still not working, You will need to contact GT Bank customer service.
sani says
I am using saving account as my salary account. How can I access salary advance. Because I try many times without reply
editor says
Please contact the bank customer care and you will be setup, if you meet the other criteria.
Afolabi Adeyinka Racheal says
I requested for 70kand my salary is 50k but I was given only 23,400 why is it like that
editor says
Are You a public or private worker?
Oghenebrume Arthur says
Will I eligible to get a loan since my gtb savings account is link with my salary account in other bank.
editor says
The salary account must be in GTB.