Guaranty Trust Bank (GTBank or GTB) Quick Credit Loan, Criteria and Eligibility, Interest Rate, Length, Terms and Condition, Minimum and Maximum amount for the Loan
Quick Credit is a service created by Guaranty Trust Bank PLC (GTBank or GTB). It is a time loan accessible to Salary and non-salary account holders with no hidden charges and no management fees.
Criteria and Eligibiliy for GTB Quick Credit
- Customer must maintain a minimum monthly lodgement of N20,000 or earn a minimum net monthly salary of N10,000
- Customer must not have any history of dud cheques
- Customer must have satisfactory credit reports
- Customer must not have any unpaid obligations
- Applicant must not be less than 18 years at loan application date and should not be older than 59 years at loan maturity date.
Interest Rate GTB QuickCredit
1.33% per month
Length for GTB QuickCredit
6-12 Month
Minimum and Maximum Amount For the Loan
The minimum is 10,000 Nair Only
The maximum for Salary earners is 5 Million Naira, while 2 Million Naira for non salary Earners.
GTB QuickCredit Using USSD
Dial *737*51*51# on the phone number you used to register your account.
GTB QuickCredit Using Internet Banking
Visit you the Internet Banking Portal and Click on Quick Credit.
GTB QuickCredit Using Mobile Banking App (GTWorld, GTBank Mobile App and Habari App)
Launch the Mobile Apps (GTWorld, GTBank Mobile App and Habari App), Check the drop down menu and select Quick Credit.
You could check out the Terms and Condition here.
You could also check GTB Salary advance.
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